The Ultimate NSF Returns Recovery Service
For Financial Institutions
ChecXchange: an all-in-one platform designed to effortlessly collect NSF returned payments and represent all types of return items, including NSF ACH and Check returns.
High recovery rates: up to 80-90% collection rates
Daily processing for faster collection
High representment limit (up to $5,000)
Collection agency support for uncollected returns
Intuitive, "white labeled" interface for seamless brand integration.
Improve your cash flow with ChecXchange
Seamlessly convert NSF items into electronic transactions & increase the chances of successful fund recovery by automatically re-submitting returned items up to two times via ACH.
Benefits & Features
- Full Credit for Collected NSF Items
- Zero Hidden Fees
- Equipment-Free Solution
- Custom Branding
Online Reporting
- 24×7 Real-Time Availability
- High-Resolution Check Images
- Detailed Check Status Overview
- Easy to use: point and click
Trusted Security
- Advanced Fraud Prevention Tech
- Secure Encryption & Data Disposal
- Complete PCI-DSS Compliance
- Data SSAE 16 Certified Type I & I
Elevate Your Merchant's Experience
Build Long-Term Success:
Strengthen customer relations, increase satisfaction, and retain valuable clients. Our state-regulated fee covers recovery costs, ensuring a seamless process for your institution.
Returns Management:
Handle all return types, including non-NSF items. Directly send letters and item copies to merchants for a hassle-free experience.
Single Sign-On (SSO):
Our single sign-on capabilities enable users to log in once and seamlessly access other connected applications or services without needing to enter their login information again.
Automated Opt-in Process:
Our terms and conditions include automatic opt-in for merchants, giving them the convenience of hassle-free processing. Merchants have the option to opt-out by responding to a letter sent by Unity after their first check is processed.
Direct Information Loading:
Our platform enables clients to load information directly into the system, eliminating the need for manual data entry and saving valuable time and labor resources.
