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NSF Check and ACH Returns Recovery Service

For Financial Institutions

Welcome to ChecXchange, your premier solution for optimizing NSF check and ACH return recovery processes. Our platform is designed to streamline your operations, increase efficiency, and maximize revenue while providing exceptional service to your customers.

Up to 80-90% collection rates

High representment limit (up to $5,000) ​

Daily processing for faster collection

Collection agency support for uncollected returns

Intuitive, "white labeled" interface for seamless brand integration.

IMPROVE YOUR CASH FLOW WITH CHECXCHANGE

Seamlessly convert NSF Checks and ACH returns into electronic transactions & increase the chances of successful fund recovery through automated re-submissions up to two times via ACH.

Benefits & Features

  • Full Credit for Collected NSF Items
  • Zero Hidden Fees
  • Equipment-Free Solution
  • Custom Branding

Online Reporting

  • 24×7 Real-Time Availability
  • High-Resolution Check Images
  • Detailed Check Status Overview
  • Easy to use: point and click

Trusted Security

  • Secure Encryption 
  • Data Disposal
  • PCI-DSS Compliance
  • Data SSAE 16 Certified Type I & II

ELEVATE YOUR MERCHANT’S EXPERIENCE WITH CHECXCHANGE

Strengthen customer relations, increase satisfaction, and retain valuable clients. Our state-regulated fee covers recovery costs, ensuring a seamless process for your institution.

We handle all return types, including non-NSF items. We directly send letters and item copies to merchants for a hassle-free experience.

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Single Sign-On (SSO):

Single Sign-On (SSO):

Automatic opt-in for merchants, giving them the convenience of hassle-free processing. Merchants can opt-out by responding to a letter sent by Unity FI, after their first check is processed.  

Single Sign-On (SSO):

Our platform enables clients to load information directly into the system, eliminating the need for manual data entry and saving valuable time and labor resources.

Ready to maximize fund recovery?

Let’s talk! (877) 395 5556

Contact us today to learn more and schedule a demo! 

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