Woman joyfully holding a check.
CheckXchange Logo

NSF ACH returns and NSF Check returns Recovery Service

for Financial Institutions

ChecXchange: Unity FI's all-in-one platform designed to effortlessly collect and represent NSF ACH returns and Check returns items.

High recovery rates: up to 80-90% collection rates

High representment limit (up to $5,000) ​

Daily processing for faster collection

Collection agency support for uncollected returns

Intuitive, "white labeled" interface for seamless brand integration.

IMPROVE YOUR CASH FLOW WITH CHECXCHANGE

Seamlessly convert NSF ACH returns and NSF Check returns into electronic transactions & increase the chances of successful fund recovery through automated re-submissions up to two times via ACH.

Benefits & Features

  • Full Credit for Collected NSF Items
  • Zero Hidden Fees
  • Equipment-Free Solution
  • Custom Branding

Online Reporting

  • 24×7 Real-Time Availability
  • High-Resolution Check Images
  • Detailed Check Status Overview
  • Easy to use: point and click

Trusted Security

  • Advanced Fraud Prevention Tech
  • Secure Encryption & Data Disposal
  • Complete PCI-DSS Compliance
  • Data SSAE 16 Certified Type I & II

Elevate Your Merchant’s Experience with ChecXchange

Build Long-Term Success:

Strengthen customer relations, increase satisfaction, and retain valuable clients. Our state-regulated fee covers recovery costs, ensuring a seamless process for your institution.

Build Long-Term Success:

Handle all return types, including non-NSF items. Directly send letters and item copies to merchants for a hassle-free experience.

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Single Sign-On (SSO):

Enables users to log in once and seamlessly access other connected applications or services without needing to enter their login information again.

Single Sign-On (SSO):

Automatic opt-in for merchants, giving them the convenience of hassle-free processing. Merchants can opt-out by responding to a letter sent by Unity FI, after their first check is processed.  

Single Sign-On (SSO):

Our platform enables clients to load information directly into the system, eliminating the need for manual data entry and saving valuable time and labor resources.

REQUEST A CHECXCHANGE DEMO

Simplify your receivables process with Unity FI’s easy-to-use, integrated platform that handles all payment types from various channels.

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