Choose a product tab below. Then scroll down to read it’s description. Electronic Bill Presentment + PaymentIntegrated PayableseCheckPro EBPP: Electronic Bill Presentment and Payment Electronic bill presentment and payment (EBPP) is a process that enables bills to be created, delivered and paid online. Financial institutions, utility providers, apartment complexes and telecommunications companies commonly use EBPP, […]
Choose a product tab below. Then scroll down to read it’s description.
Electronic Bill Presentment + Payment
Integrated Payables
eCheckPro
EBPP: Electronic Bill Presentment and Payment
Electronic bill presentment and payment (EBPP) is a process that enables bills to be created, delivered and paid online. Financial institutions, utility providers, apartment complexes and telecommunications companies commonly use EBPP, but Unity FI Solutions can tailor a solution to fit any business, regardless of industry.
Why does your business need EBPP?
Technology is evolving so that your customers are spending more and more time online. Consequently, many of them no longer want to receive physical paper bills in the mail. Our EBPP solution allows you to send them a bill via email. In addition, our software gives your business the ability to monitor a bill’s status so you can see when it has been opened, viewed and paid. Our safe and secure platform offers great benefits to both merchant and customer.
How does EBPP work?
Benefits of EBPP for merchants
Benefits of EBPP for consumers
Features
Fee strategies
Security
How does EBPP work?
Our EBPP software provides a flexible and comprehensive solution to seamlessly invoice customers and receive payments efficiently. An electronic statement is emailed to the customer who then logs in to your company’s branded payment portal. Here they can make a payment, set-up recurring payments and view payment history.
There are two types of EBPP. The first is the biller-direct system. This solution involves a company using its own branded portal to facilitate direct payments from customers. The second system is the bank-aggregator system. It allows customers to make electronic payments to multiple billers simultaneously. Unity FI Solutions offers the biller-direct system and works with individual clients to build a portal that integrates with their brand’s look and feel.
Benefits of EBPP for merchants
EBPP allows merchants to cut both costs and time by streamlining the bill payment process, leaving more resources to focus on other essential business functions. Key benefits of EBPP include:
Time savings – The process of mailing a bill, opening an envelope, entering the data and then depositing the payment is extremely time consuming for any business. An automated and integrated payment processing service increases the speed of payment capture by reducing the need for these tasks. And when you save time, you also save money.
Cost reduction –By cutting labor, printing and postage costs, our EBPP solution helps your company save money. Our customer dashboard gives a highly detailed account overview that often reduces customer support calls, which are frequently billing-related.
Risk minimization – Our EBPP solution meets the Payment Card Industry Data Security Standard (PCI DSS), a set of industry requirements that work to ensure companies that process, store or transmit credit card information preserve a secure environment. We maintain these standards so that you can protect your customers’ privacy and sensitive information. Our software also approves and processes credit card transactions in real-time to minimize any potential loss on your end.
Benefits of EBPP for consumers
EBPP provides convenient bill presentment and payment services to customers. In today’s world, people use their mobile phones, tablets and laptops to do more than communicate with family and friends. They are using technology to keep track of finances, monitor credit and pay bills. With an EBPP solution, you have access to your customers at any time during the day via multiple devices.
Customers can access their invoices and statements at their convenience by simply logging into our portal. Our customer dashboard provides detailed account information that allows them to view their payment history and current bills. By giving customers easy access to this information, it reduces their need to call customer support to make inquiries about their bill or payment history.
Customers can also link multiple payment accounts, such as credit and debit cards, to our software so that their invoices and payment histories are located in one portal.
Features
Our EBPP solution includes a number of key features that make it the best option for companies and financial institutions seeking to streamline their billing processes.
E-bill – Online bill presentment and payment reduces costs and reaches customers quickly and conveniently. No more waiting on payments from customers due to slow mail.
Branded portal – The branded portal we create for your company increases customer satisfaction and engagement with your brand.
Accepts several payment types – We accept check, credit card, debit card and e-check.
Payment options – Customers can set up and manage one-time, future or recurring payments.
Disbursement services – Your business can easily disperse credits and refunds that are due to customers.
CSR integration – Our solution easily integrates with your current customer support efforts to allow representatives to easily look-up payment profiles, view pending payments and schedule and manage payments for customers.
Fee strategies
Covering the processing costs that come with EBPP is important, and our solution allows the biller to decide what party bears the fee. There are four options, and we work with each individual client to determine the fee strategy that works best for them:
Merchant Absorbed – the merchant takes the responsibility
Convenience Fee – the customer pays a fee at time of bill payment. There are two variations:
You keep the fee to cover the transaction costs
Unity FI Solutions keeps the fee and you have no transaction cost
Hybrid (combination of Absorbed and Convenience) – both parties split the responsibility
Security
Bills contain sensitive information, so security is our top priority. We comply with industry standards to protect sensitive information in the interest of both our clients and their customers. Our electronic bill presentment and payment solution uses best industry practices to maintain compliance with National Automated Clearing House Association (NACHA) and PCI DSS regulations.
Integrated Payables
There comes a point in the life cycle of most businesses where handling your own accounts payable becomes a complex and daunting task. With our Integrated Payables solution, you can send us your accounts payable file, and we will create all of the necessary payments for you. Whether ACH, wires, paper checks, purchase cards or something else, we’ll handle mailing these to keep your costs low and efficiencies high.
eCheckPro
Speed, Convenience and Efficiency
Now, with just a few keystrokes, you can create and send out an unlimited number of eChecks in seconds. The people you pay receive bona fide checks they can endorse and deposit just like always.
Unity eCheckPro is the latest innovation in payments:
Instant
Can be sent instantly to anyone with an email address
Existing Account
Works with your existing checking account
Compatible
Compatible with your current accounting software
Fraud Protection
Comes with patented fraud prevention built right in
title: Merchant Services
ID: 146
time: September 2, 2018
excerpt:
Choose a product tab below. Then scroll down to read it’s description. Merchant SolutionsMerchant Solutions for Financial Institutions Unity FI’s Merchant services From ACH processing to credit card transactions, we offer a full suite of payment solutions, making us your one-stop shop for all your payment needs. STREAMLINED DATA INTEGRATION Seamless integration through API, SFTP […]
Choose a product tab below. Then scroll down to read it’s description.
Merchant Solutions
Merchant Solutions for Financial Institutions
Unity FI's
Merchant services
From ACH processing to credit card transactions, we offer a full suite of payment solutions, making us your one-stop shop for all your payment needs.
STREAMLINED DATA INTEGRATION
Seamless integration through API, SFTP file drop, CSV import, Nacha file processing, Unity Portal, and Checxchange portal for accessible data transfer.
card payment processing
Secure payment solutions for processing credit , debit , EBT and gift card payments in-store or online on your website. We provide competitive fees and reliable payment processing.
Reliable & Secure Merchant Solutions
Efficient Savings:
Save both time and money compared to building and maintaining your payment solution.
Credit & Debit Card Processing
ACH Payments
Recurring & one-time payment frequency options
Check Processing
Application Programming Interface (API)
Branded Hosted Page
We can custom-design a hosted order page that’s seamlessly branded to your company, making it easy for customers to make online purchases by moving from your site to our order page.
The benefit of using our hosted order page is:
Customers’ credit card, debit card and bank account information is entered and stored on our secure server
Eliminates your costs associated with safeguarding this information.
Risk Mitigation:
Mitigate risks associated with payment processing, such as regulatory compliance, fraud prevention, and cybersecurity.
PCI-DSS Security
NACHA Certified
SOC II Type I & II
Secure SSL Encryption
HIPAA
Recurring Billing
Unity FI Solutions offers an automated billing system for recurring transactions, reducing manual entry and lowering costs for businesses processing subscriptions and membership fees.
Loyalty Program
Boost customer loyalty with Unity FI Solutions. Implement a customizable loyalty program through our platform, managing points, rewards, and incentives to encourage repeat purchases and referrals.
Merchant Solutions for
Financial Institutions
Unity FI Solutions provides Financial Institutions with reliable and secure merchant solutions, check returns, and ACH item re-presentment services that help to streamline their operations and improve their bottom line. Here are some reasons why banks should choose Unity FI Solutions as their partner:
Access to Expertise
Partnering with us gives banks access to advanced payment processing capabilities, surpassing traditional offerings and empowering them to meet customer needs and remain competitive.
Faster Time-To-Market
By partnering with us, banks can rapidly introduce innovative payment processing solutions and features. Leveraging our expertise, banks can avoid in-house development, ensuring efficient meeting of customer demands.
Cost Saving Mitigation
Partnering with us offers banks cost savings and reduced risk in payment processing. Our services are more cost-effective than building and maintaining in-house solutions, while also mitigating regulatory, fraud, and cybersecurity risks.
Scalability
By partnering with us, banks gain the capability to efficiently handle high volumes of payment processing. This empowers them to easily scale their merchant services offerings as per demand, without facing any limitations.
Choose a product tab below. Then scroll down to read it’s description. ACH / eCheckCheck Verification & Check GuaranteeIntegrated Receivables EBPP Electronic Bill Presentment + Payment What is ACH? Known as The Automated Clearing House, ACH is a network used for electronically moving money between participating financial institutions. It is the main system used to transfer […]
Choose a product tab below. Then scroll down to read it’s description.
ACH / eCheck
Check Verification & Check Guarantee
Integrated Receivables
EBPP Electronic Bill Presentment + Payment
What is ACH?
Known as The Automated Clearing House, ACH is a network used for electronically moving money between participating financial institutions. It is the main system used to transfer funds between banks for consumers, businesses, or organizations.ACH payments are often called direct transfers or EFT’s.
ACH Payments deduct funds directly from your customer’s checking or savings account adding value to the customer experience and providing an efficient alternative to traditional credit card or even paper check processing.
While credit cards and payment apps are incredible financial tools, millions of consumers still have a checking account. What does this mean for you? It means Unity FI can provide a simple, safe and speedy way to allow your customers to pay directly through their Bank accounts.
How can ACH & eCheck help your business?
Recurring Payment
Automatically collect from repeat billing customers. Bills are paid on time and you eliminate the hassle of dealing with unpaid invoices, late payment fees, and cash flow issues.
Improve Cash Flow
Banks automatically collect from repeat billing customers. Bills are paid on time, and you eliminate the hassle of dealing with unpaid invoices, late payment fees, and cash flow issues.
Faster Processing Time
Banks usually process ACH payments faster than traditional checks which means you’ll have access to your funds faster.
Fraud Risk Reduction
The National Automated Clearing House Association, or NACHA, enforces rules & regulations while keeping account numbers confidential.
Online Payments
Avoid transaction fees while securely processing ACH payments from your website
Security
ACH payments can't be lost and are not subject human error.
Challenges with Credit/Debit Card Payments
More expensive to establish, operate and maintain
Credit/debit cards and PayPal demand higher rates
Not ideal for recurring or subscription payments
Limited percentage of the market compared to ACH
Challenges with Traditional Check Payments
Require time and effort to write and deposit
Carry risk of lost, stolen, or late checks
Require postage expenses
Require administration and operation expenses to process
Carry risk of check fraud and stop payment charges
Check Verification
Payment fraud losses impact nearly all businesses. Whether it is from forgery, counterfeiting, alterations, paperhanging or kiting, the end result is the same: you lose money that is owed to you. Check Verification uses the most current and accurate data to combat this type of fraud and significantly reduce risk associated with accepting potentially fraudulent checks.
Check Verification comes in two levels of protection:
Level 1
Account and Routing Numbers
if the account or routing number on the check is found to be invalid, the payment is rejected. This screening process stops a very high percentage of payments initiated through the web where a customer or subscriber enters an inaccurate number to delay payment.
Level 2
Negative Account History
a payment is declined if the check writer has a history of writing bad checks and/or still has outstanding debt to you or any other business partner.
Check Guarantee
Collecting payments that have been rejected for non-sufficient funds can be a costly and time-consuming process.
Allow us to deposit your paper checks through Remote Deposit Capture, Lockbox, and/or Electronic Checks (ACH) to take advantage of our Guarantee service.
Our Check Guarantee solution will make sure that your company gets 100% face value of any Returned Item, while we do all the work.
Unity FI will provide your organization with in-depth reports on the status of all transactions.
Integrated Receivables
As your business and client base grows, you’ll likely start receiving a greater volume of payments – possibly more than you can process. Oftentimes, this requires outside help.
Our Integrated Receivables solution aggregates all of your accounts receivable information, and converts it into a file that can be seamless integrated into your system for convenient data management.
EBPP: Electronic Bill Presentment and Payment
Electronic bill presentment and payment (EBPP) is a process that enables bills to be created, delivered and paid online. Financial institutions, utility providers, apartment complexes and telecommunications companies commonly use EBPP, but Unity FI Solutions can tailor a solution to fit any business, regardless of industry.
Why does your business need EBPP?
Technology is evolving so that your customers are spending more and more time online. Consequently, many of them no longer want to receive physical paper bills in the mail. Our EBPP solution allows you to send them a bill via email. In addition, our software gives your business the ability to monitor a bill’s status so you can see when it has been opened, viewed and paid. Our safe and secure platform offers great benefits to both merchant and customer.
How does EBPP work?
Benefits of EBPP for merchants
Benefits of EBPP for consumers
Features
Fee strategies
Security
How does EBPP work?
Our EBPP software provides a flexible and comprehensive solution to seamlessly invoice customers and receive payments efficiently. An electronic statement is emailed to the customer who then logs in to your company’s branded payment portal. Here they can make a payment, set-up recurring payments and view payment history.
There are two types of EBPP. The first is the biller-direct system. This solution involves a company using its own branded portal to facilitate direct payments from customers. The second system is the bank-aggregator system. It allows customers to make electronic payments to multiple billers simultaneously. Unity FI Solutions offers the biller-direct system and works with individual clients to build a portal that integrates with their brand’s look and feel.
Benefits of EBPP for merchants
EBPP allows merchants to cut both costs and time by streamlining the bill payment process, leaving more resources to focus on other essential business functions. Key benefits of EBPP include:
Time savings – The process of mailing a bill, opening an envelope, entering the data and then depositing the payment is extremely time consuming for any business. An automated and integrated payment processing service increases the speed of payment capture by reducing the need for these tasks. And when you save time, you also save money.
Cost reduction –By cutting labor, printing and postage costs, our EBPP solution helps your company save money. Our customer dashboard gives a highly detailed account overview that often reduces customer support calls, which are frequently billing-related.
Risk minimization – Our EBPP solution meets the Payment Card Industry Data Security Standard (PCI DSS), a set of industry requirements that work to ensure companies that process, store or transmit credit card information preserve a secure environment. We maintain these standards so that you can protect your customers’ privacy and sensitive information. Our software also approves and processes credit card transactions in real-time to minimize any potential loss on your end.
Benefits of EBPP for consumers
EBPP provides convenient bill presentment and payment services to customers. In today’s world, people use their mobile phones, tablets and laptops to do more than communicate with family and friends. They are using technology to keep track of finances, monitor credit and pay bills. With an EBPP solution, you have access to your customers at any time during the day via multiple devices.
Customers can access their invoices and statements at their convenience by simply logging into our portal. Our customer dashboard provides detailed account information that allows them to view their payment history and current bills. By giving customers easy access to this information, it reduces their need to call customer support to make inquiries about their bill or payment history.
Customers can also link multiple payment accounts, such as credit and debit cards, to our software so that their invoices and payment histories are located in one portal.
Features
Our EBPP solution includes a number of key features that make it the best option for companies and financial institutions seeking to streamline their billing processes.
E-bill – Online bill presentment and payment reduces costs and reaches customers quickly and conveniently. No more waiting on payments from customers due to slow mail.
Branded portal – The branded portal we create for your company increases customer satisfaction and engagement with your brand.
Accepts several payment types – We accept check, credit card, debit card and e-check.
Payment options – Customers can set up and manage one-time, future or recurring payments.
Disbursement services – Your business can easily disperse credits and refunds that are due to customers.
CSR integration – Our solution easily integrates with your current customer support efforts to allow representatives to easily look-up payment profiles, view pending payments and schedule and manage payments for customers.
Fee strategies
Covering the processing costs that come with EBPP is important, and our solution allows the biller to decide what party bears the fee. There are four options, and we work with each individual client to determine the fee strategy that works best for them:
Merchant Absorbed – the merchant takes the responsibility
Convenience Fee – the customer pays a fee at time of bill payment. There are two variations:
You keep the fee to cover the transaction costs
Unity FI Solutions keeps the fee and you have no transaction cost
Hybrid (combination of Absorbed and Convenience) – both parties split the responsibility
Security
Bills contain sensitive information, so security is our top priority. We comply with industry standards to protect sensitive information in the interest of both our clients and their customers. Our electronic bill presentment and payment solution uses best industry practices to maintain compliance with National Automated Clearing House Association (NACHA) and PCI DSS regulations.
title: Partnerships
ID: 15
time: September 1, 2018
excerpt:
Powerful Partnerships. Accelerated Growth. Partnering with the right merchant payment processor is key to empowering your clients with the right tools and solutions. Our clients can rely on us as their payment technology partner to adapt and expand based on their needs. Become a partner SUCCESS, TOGETHER Merchant Services For Financial Institutions Unity FI Solutions […]
Unity FI Solutions provides Financial Institutions with reliable and secure merchant solutions, check returns, and ACH item re-presentment services that help to streamline their operations and improve their bottom line. Here are some reasons why banks should choose Unity FI Solutions as their partner:
Financial institutions can increase their business growth and profitability by providing their customers with reliable and secure payment solutions and merchant services. When partnering with us, you will have access to our advanced technology, industry expertise, and exceptional customer service
Cost Saving
Creating and managing a merchant service platform can be an expensive and time-consuming process. By utilizing our services, financial institutions can save money by avoiding the high expenses of developing and maintaining their own payment processing platform.
Enhanced Customer Experience
Offering merchant services can aid financial institutions in keeping their current customers satisfied and even gaining new customers who require dependable payment processing solutions. Unity Fi enables financial institutions to strengthen their bond with business customers by providing a value-added service.
Who We Serve
We go beyond payment processing to empower our partners with personalized solutions that deliver exceptional results. With Unity FI, you’ll have the right partner to fuel your business growth.
Financial Institutions and Banks
Childcare and Education Organizations
Debt Settlement and Loan Document Preparation
Healthcare & Medical Care
HOA & Property Management
e-Commerce & Small Business
Non-profit Organizations
Premier Clients
Affiliates
Compliance
title: Company
ID: 13
time: September 1, 2018
excerpt:
link: link
title: Resources
ID: 11
time: September 1, 2018
excerpt:
link: link
title: Services
ID: 9
time: September 1, 2018
excerpt:
link: link
title: Privacy Policy
ID: 3
time: September 1, 2018
excerpt:
Unity FI Solutions LLC and its affiliates (collectively “Unity FI Solutions”, “we” and “us”) respect your privacy. We offer services that enable platforms and merchants to run businesses, and to safely conduct online payment transactions. This Global Privacy Policy describes the types of Personal Data we collect through our payments products and services (“Services”) and […]
Unity FI Solutions LLC and its affiliates (collectively “Unity FI Solutions”, “we” and “us”) respect your privacy. We offer services that enable platforms and merchants to run businesses, and to safely conduct online payment transactions.
This Global Privacy Policy describes the types of Personal Data we collect through our payments products and services (“Services”) and via our online presence, which include our main website at https://unityfisolutions.com, as well as services and websites that we enable Internet users to access such as https://unity.sandtechnologygroup.com/Account/Login. This policy also describes how we use Personal Data, with whom we share it, your rights and choices, and how you can contact us about our privacy practices. This policy does not apply to third-party websites, products, or services, even if they link to our Services or Sites, and you should consider the privacy practices of those third-parties carefully.
Overview
Unity FI Solutions obtains Personal Data about you from various sources to provide our Services and to manage our Sites. “You” may be a visitor to one of our websites, a user of one or more of our Services (“User” or “Unity User”), or a customer of a User (“Customer”). If you are a Customer, Unity will generally not collect your Personal Data directly from you. Your agreement with the relevant Unity User should explain how the Unity User shares your Personal Data with Unity, and if you have questions about this sharing, then you should direct those questions to the Unity User.
Personal Data We Collect
Personal Data is any information that relates to an identified or identifiable individual. The Personal Data that you provide directly to us through our Sites will be apparent from the context in which you provide the data. In particular:
When you fill-in our online form to contact our sales team, we collect your full name, work email, country, and anything else you tell us about your project, needs and timeline.
When you respond to Unity FI Solutions emails or surveys we collect your email address, name and any other information you choose to include in the body of your email or responses. If you contact us by phone, we will collect the phone number you use to call Unity FI Solutions. If you contact us by phone as a Unity User, we may collect additional information in order to verify your identity.
If you are a Unity FI Solutions User, you will provide your contact details, such as name, postal address, telephone number, and email address. As part of your business relationship with us, we may also receive financial and personal information about you, such as your date of birth and government identifiers associated with you and your organization (such as your social security number, tax number, or Employer Identification Number).
If you are a Customer, when you make payments or conduct transactions through a Unity User’s website or application, we will receive your transaction information. Depending on how the Unity User implements our Services, we may receive this information directly from you, or from the Unity User or third parties. The information that we collect will include payment method information (such as credit or debit card number, or bank account information), purchase amount, date of purchase, and payment method. Different payment methods may require the collection of different categories of information. The Unity User will determine the payment methods that it enables you to use, and the payment method information that we collect will depend upon the payment method that you choose to use from the list of available payment methods that are offered to you by the Unity User. When you make a transaction, we may also receive your name, email, billing or shipping address and in some cases your transaction history to authenticate you.
When we conduct fraud monitoring, prevention and detection activities, we may also receive Personal Data about you from our business partners, financial service providers, identity verification services, and publicly available sources (e.g., name, address, phone number, country), as necessary to confirm your identity and prevent fraud. Our fraud monitoring, detection and prevention services may use technology that helps us assess the risk associated with an attempted transaction that is enabled on the Unity User’s website or the application that collects information.
You may also choose to submit information to us via other methods, including: (i) in response to marketing or other communications, (ii) through social media or online forums, (iii) through participation in an offer, program or promotion, (iv) in connection with an actual or potential business relationship with us, or (v) by giving us your business card or contact details at trade shows or other events.
Our Sites use cookies and other technologies to function effectively. These technologies record information about your use of our Sites, including:
Browser and device data, such as IP address, device type, operating system and Internet browser type, screen resolution, operating system name and version, device manufacturer and model, language, plug-ins, add-ons and the language version of the Sites you are visiting;
Usage data, such as time spent on the Sites, pages visited, links clicked, language preferences, and the pages that led or referred you to our Sites.
We also may collect information about your online activities on websites and connected devices over time and across third-party websites, devices, apps and other online features and services. We use Google Analytics on our Sites to help us analyze Your use of our Sites and diagnose technical issues.
We rely upon a number of legal grounds to ensure that our use of your Personal Data is compliant with applicable law. We use Personal Data to facilitate the business relationships we have with our Users, to comply with our financial regulatory and other legal obligations, and to pursue our legitimate business interests. We also use Personal Data to complete payment transactions and to provide payment-related services to our Users.
We may send you email marketing communications about Unity products and services, invite you to participate in our events or surveys, or otherwise communicate with you for marketing purposes, provided that we do so in accordance with the consent requirements that are imposed by applicable law. When we collect your business contact details through our participation at trade shows or other events, we may use the information to follow-up with you regarding an event, send you information that you have requested on our products and services and, with your permission, include you on our marketing information campaigns.
When you visit our Sites or online services, both we and certain third parties collect information about your online activities over time and across different sites to provide you with advertising about products and services tailored to your individual interests (this type of advertising is called “interest-based advertising”). These third parties may place or recognize a unique cookie or other technology on your browser (including the use of pixel tags). Where required by applicable law, we will obtain your consent prior to processing of your information for the purpose of interest-based advertising.
You may see our ads on other websites or mobile apps because we participate in advertising networks. Ad networks allow us to target our messaging to users based on a range of factors, including demographic data, users’ inferred interests and browsing context (for example, the time and date of your visit to our Sites, the pages that you viewed, and the links that you clicked on). This technology also helps us track the effectiveness of our marketing efforts and understand if you have seen one of our advertisements.
How We Disclose Personal Data.
Unity does not sell or rent Personal Data to marketers or unaffiliated third parties. We share your Personal Data with trusted entities, as outlined below.
Unity. We share Personal Data with other Unity entities in order to provide our Services and for internal administration purposes.
Service providers. We share Personal Data with a limited number of our service providers. We have service providers that provide services on our behalf, such as identity verification services, website hosting, data analysis, information technology and related infrastructure, customer service, email delivery, and auditing services. These service providers may need to access Personal Data to perform their services. We authorize such service providers to use or disclose the Personal Data only as necessary to perform services on our behalf or comply with legal requirements. We require such service providers to contractually commit to protect the security and confidentiality of Personal Data they process on our behalf. Our service providers are predominantly located in the European Union and the United States of America.
Business partners. We share Personal Data with third party business partners when this is necessary to provide our Services to our Users. Examples of third parties to whom we may disclose Personal Data for this purpose are banks and payment method providers (such as credit card networks) when we provide payment processing services, and the professional services firms that we partner with.
Our Users and third parties authorized by our Users. We share Personal Data with Users as necessary to maintain a User account and provide the Services. We share data with parties directly authorized by a User to receive Personal Data, such as when a User authorizes a third party application provider to access the User’s Unity account using Unity Connect. The use of Personal Data by an authorized third party is subject to the third party’s privacy policy.
Corporate transactions. In the event that we enter into, or intend to enter into, a transaction that alters the structure of our business, such as a reorganization, merger, sale, joint venture, assignment, transfer, change of control, or other disposition of all or any portion of our business, assets or stock, we may share Personal Data with third parties for the purpose of facilitating and completing the transaction.
Compliance and harm prevention. We share Personal Data as we believe necessary: (i) to comply with applicable law, or payment method rules; (ii) to enforce our contractual rights; (iii) to protect the rights, privacy, safety and property of Unity, you or others; and (iv) to respond to requests from courts, law enforcement agencies, regulatory agencies, and other public and government authorities, which may include authorities outside your country of residence.
Your Rights and Choices.
You have choices regarding our use and disclosure of your Personal Data:
Opting out of receiving electronic communications from us. If you no longer want to receive marketing-related emails from us, you may opt-out via the unsubscribe link included in such emails. We will try to comply with your request(s) as soon as reasonably practicable. Please note that if you opt-out of receiving marketing-related emails from us, we may still send you important administrative messages that are required to provide you with our Services.
How you can see or change your account Personal Data. If You would like to review, correct, or update Personal Data that You have previously disclosed to us, you may do so by signing in to your Unity account or by contacting us.
Your data protection rights. Depending on your location and subject to applicable law, you may have the following rights with regard to the Personal Data we control about you:
The right to request confirmation of whether Unity processes Personal Data relating to you, and if so, to request a copy of that Personal Data;
The right to request that Unity rectifies or updates your Personal Data that is inaccurate, incomplete or outdated;
The right to request that Unity erase your Personal Data in certain circumstances provided by law;
The right to request that Unity restrict the use of your Personal Data in certain circumstances, such as while Unity considers another request that you have submitted (including a request that Unity make an update to your Personal Data); and
The right to request that we export to another company, where technically feasible, your Personal Data that we hold in order to provide Services to you.
Where the processing of your Personal Data is based on your previously given consent, you have the right to withdraw your consent at any time. You may also have the right to object to the processing of your Personal Data on grounds relating to your particular situation.
For your protection, we may need to verify your identity before responding to your request, such as verifying that the email address from which you send the request matches your email address that we have on file. If we no longer need to process Personal Data about you in order to provide our Services or our Sites, we will not maintain, acquire or process additional information in order to identify you for the purpose of responding to your request.
If you are a Customer of a Unity User, please direct your requests directly to the User. For example, if you are making, or have made, a purchase from a merchant using Unity as a payment processor, and you have a request that is related to the payment information that you provided as part of the purchase transaction, then you should address your request directly to the merchant.
Security and Retention.
We make reasonable efforts to ensure a level of security appropriate to the risk associated with the processing of Personal Data. We maintain organizational, technical and administrative measures designed to protect Personal Data within our organization against unauthorized access, destruction, loss, alteration or misuse. Your Personal Data is only accessible to a limited number of personnel who need access to the information to perform their duties. Unfortunately, no data transmission or storage system can be guaranteed to be 100% secure. If you have reason to believe that your interaction with us is no longer secure (for example, if you feel that the security of your account has been compromised), please contact us immediately.
If you are a Unity User, we retain your Personal Data as long as we are providing the Services to you. We retain Personal Data after we cease providing Services to you, even if you close your Unity account, to the extent necessary to comply with our legal and regulatory obligations, and for the purpose of fraud monitoring, detection and prevention. We also retain Personal Data to comply with our tax, accounting, and financial reporting obligations, where we are required to retain the data by our contractual commitments to our financial partners, and where data retention is mandated by the payment methods that we support. Where we retain data, we do so in accordance with any limitation periods and records retention obligations that are imposed by applicable law.
Use by Minors
The Services are not directed to individuals under the age of eighteen (18), and we request that they not provide Personal Data through the Services.
title: Home
ID: 2
time: September 1, 2018
excerpt:
Elevate Your Payment Processing With Unity FI Explore a world of tailored financial solutions designed to meet your precise needs, including online and mobile payments, card transactions, ACH transfers, NSF returns, software integrations, and more. Increased Cash Flow Lowered Operational Costs Trusted Security & Compliance Reliable Customer Support Get Started What Payment Solution Are You […]
Explore a world of tailored financial solutions designed to meet your precise needs, including online and mobile payments, card transactions, ACH transfers, NSF returns, software integrations, and more.
We believe in establishing long-term relationships with our clients and growing alongside them as their business partners. Our priority is delivering personalized strategies designed specifically for you.
Reliable Customer Support
Speak to a live agent & never be directed to an automated system.
Competitive Prices
Tailored services at a significantly lower cost than market rates.
Online Portal
Reporting & real-time access to manage all your transactions
Trusted Security
Data is secure with advanced fraud prevention & risk mitigation tech.
Fast Problem Resolution
In-house PCI Compliance team that manages & resolves issues promptly.
Custom Software Integration
Uniquely tailored solutions that fit your business needs.
A payment partner for every business!
For 25 years, we’ve been a trusted payment solutions provider to Childcare, Finance, and Healthcare industries, offering payment processing and software tools for businesses of all sizes.
Financial Institutions & Banks
Childcare & Education
Debt Settlement & C onsolidation
Loan Documentation Preparation
Healthcare & Medical Organizations
HOA & Property Management
Small Business & e-Commerce
Non-profit Organizations
Experience effortless payments with our Unity Platform & say goodbye to payment hassles today!
Ready to get started?
Our team is ready to assist you in starting your journey.
